Locality: New Delhi Area, India
Summary: Main area of Expertise includes Credit Underwriting and Risk assessment For Loan against Property Proposal. I started my Career with leading Private sector bank in areas of underwriting and risk (high size unsecured, secured and Innovative quasi secured financial products.) and moved my self into challenging area of Value Credit. Academic Qualifications Chartered Accountant -May 2006. Bachelor of Commerce ( M.P. University -2003) Kotak Mahindra Bank Limited, New Delhi since October 2006 Sr.Manager, Credit BL and LAP to 31st Jan-2010. Credit/Financial Analysis and Decisioning:- Ensuring in-depth Credit/Financial Analysis for Secured products ( Loan Against Property-Term loan and overdraft), Unsecured Business loans and OD Quasi secured products like FCCR-term loan and Overdrafts . Segment analysis, including review of Particular Industrial sector (like Pharmaceuticals, FMCG, Petrol Pumps, Hotels & Restaurants, BPOs etc.) and evaluation of their performance in the portfolio. Frequent client visits for big ticket customers, to have a better understanding of the Respective businesses and its criticalities Co-ordinating with Audit team on the issues relating to Due Diligence and Risk assessments on the core area of Production. Interaction with external authorities and agencies for Fraud alerts. Assisting Customer Care team in assisting issues relating to change in Re-payment mode of borrowers, cheque swapping issues and allied matters. Training the sales team of the DSAs and DSTs and giving them the feedback for the quality of business sourced by them.
Current: credit at Religare Finvest Limited Sr.Credit Manager Mortgage at RELIGARE FINVEST LTD Sr.Manager at Religare Finvest Limited Credit/Financial Analysis and Decisioning at RFL Sr.Manager at Kotak Mahindra Bank Limited see less... 2 more...
Past: credit at Kotak Mahindra Bank
Education: Guru Ghasidas University Finance (2003-2006)
Industry: Marketing and Advertising
Skills: CA B.Com
Experience: Religare Finvest Limited (Privately Held; Marketing and Advertising industry): credit, (February 2010-Present)
RELIGARE FINVEST LTD (Financial Services industry): Sr.Credit Manager Mortgage, (February 2010-Present) Credit/Financial Analysis and Decisioning:- Ensuring in-depth Credit/Financial Analysis for Loan against Property. Segment analysis. ...
Interests: career opportunities, consulting offers, new ventures, job inquiries, expertise requests, business deals, reference requests, getting back in touch
Our AIIMS NOV Toppers: Dr. Zohra Ahmed Rank 1, Dr. Sajal Ajmani Rank4, Dr. Nirmal Ghati Rank 6, Dr. Puneet Kaur Sahi Rank 9, Dr. Vinit Govinda Rank -10, Dr. Saransh Jain ...
Our AIIMS NOV Toppers: Dr. Zohra Ahmed Rank 1, Dr. Sajal Ajmani Rank4, Dr. Nirmal Ghati Rank 6, Dr. Puneet Kaur Sahi Rank 9, Dr. Vinit Govinda Rank -10, Dr. Saransh Jain Rank 12 ...
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